For many of us 2019 has been a turbulent year so far. Whether it be brexit , job cuts or financial turmoil there isn’t much that isn’t being debated or talked about across the UK. Through this mini guide I will introduce some tips you can use to help save money as well as improve your overall organisational skills.
Saving Money
In order to save money there are a number of different techniques that can be used as well as using technology to save money. One of the first and main steps of helping you to organise your money is to create a budget. Creating a budget allows you to manage your money more effectively and identify what your incoming and outgoing funds are. Without creating a budget it can be very easy to overspend and go into debt.
A good way in which to construct budgets is to differentiate between what is essential spending and what is non essential. Often some bills can be reduced by identifying what you can live without. Another way in which to save money is to get an independent banking app. There are apps on the online appstores which can allow you to put funds into savings automatically. This can help you to save money without being tempted into spending it.
A further way in which you can save money is by drawing up a list of items that you would like to purchase with the money you have saved over time. These could be long term goals for you to own e.g a car , property or boat for example. Having goals to work towards can really make a difference when you are saving for something.
Organisation Tips
Organisational skills are fundamental to everyday life, whether it be leaving to work on time or having a schedule for activities outside of work. There is a variety of different things you can do to improve your overall effectiveness ad organisational skills
- Writing out a plan of work that you aim to do throughout the week is a good way in which to organise your work or studies. This can be done on a word document or excel spreadsheet and allows you to plan out your time.
- Sorting your files into folders and different storage boxes can allow you to seek out valuable documents when needed.
Financial Challenges
Increasingly prices are rising in a number of different sectors and industries which is having a direct impact on the consumer. Food prices area at record highs and property ownership has faced a steep decline as the result of higher deposit requirements and less subsidised mortgages being available. Furthermore , the jobs market is becoming increasingly saturated and wages are not growing at the same rate as they were ten years ago. These challenges grouped together pose issues to the majority of people within the united kingdom. Saving and organising day to day routine can help to ease the struggle against these issues.
Overall Conclusions
To conclude it can be said that improving your organisational skills as well as increasing your saving options can greatly benefit you in the long run. Organisational skills are essential to succeed in any area.
